Who’s On Your Team When You’re Buying A House For The First Time?

Buying a house for the first time can seem like a daunting process. And if you don’t think so, just wait for everyone to tell you so. However, the closing process always seems to be the most trivial part of the entire journey. Even after your real estate agent or mortgage officer warns you on what to expect, it still might seem confusing. Here are some tips and information to help clear up those muddy waters.

Choose Your Team Carefully

Before we even get into the details of what to expect when you’re closing, let’s first talk about your team. Your team will include your real estate agent, your mortgage office, your home inspector, and sometimes your title agent. I say sometimes because most times the seller chooses the title company and you have no say, but ideally they act like their on your team too.

Your Mortgage Officer

You may not realize how important these people are until you’re knee-deep in the process. If your mortgage officer does their job right, you’ll know ahead of time what documents and information you’ll need to have on hand. Not just when the lending company needs it, but much further in advance. You will have to search for, pull, print, save, etc. all the various documents, which takes time. And life goes on, which means you don’t always have a lot of time. A good mortgage office will give you all this information as soon as she can so you can have as much time as possible getting it all together.

Your Real Estate Agent

Your real estate agent isn’t just the person showing you the houses. This is the person walking you through every piece of document you sign from beginning to end. The real estate agent sets the expectations and highly impacts your experience. You need someone you know, like, and trust on your team so choose wisely.

Your Home Inspector

Lastly, your home inspector is also on your team. Some will definitely want to argue this point. Some will say the home inspector is on the seller’s team to get the house sold. Some will say their on your team to find issues with the house before you buy it. Some will say the home inspector is just there to kill the deal. The truth is, the home inspector really is on your team. At least a good one will be. The goal is to give you as much information as possible about your home before you buy it. This includes the good, the bad, and the ugly. But in the end, a good home inspector will leave you feeling confident about your knowledge in the home you want to purchase as they walk you through their findings.

You would be hard-pressed to find a home inspector whose work actually reflects these notions. However, here at Divinity Inspection Services, we believe our customer feedback speaks for itself. Our five-star reviews on Google say more than we ever could, so make sure you take a look!