Are You Scaring The Seller?

If you are buying a home, then you might be surprised to learn that you could actually scare your seller! Right now in Tampa, it’s a seller’s market. That means you are likely to run into competition and bidding wars if you’re purchasing a home. This also means you have to make quick decisions if you find a home you like. However, there are a few things you could do that would scare a seller and make them want to choose someone else to sell their house to. Here are three thing you definitely don’t want to do!

You aren’t pre-approved for a mortgage

The best thing you can do for yourself is get your finances aligned. This will allow you to make a purchasing decision much more quickly. If the seller has to make a decision between you and another interested buyer, and one of you don’t have your finances in order, the other purchaser is going to win that one.

Too many home repair requests

Searching for a new build is the closest you will come to a home that doesn’t need any repairs. And even then, it could still need some. So you have to understand and accept that the home you purchase will need some repairs. If the repairs are minor, we recommend you consider taking care of them yourself. If the repair is major, then you should include the repair in your request to the homeowner or in the contract of the sale. But keep in mind, too many repair requests is likely to scare off a seller.

Discussing changing the home in front of the seller

This happens all the time! It’s so common and yet many home buyers don’t even realize they are doing it. You need to remember that the seller has likely put their heart and style into the home. Especially if they’ve lived in the house for a very long time. When you start discussing tearing down walls and major remodels, you can actually scare the seller out of the sale! Be mindful when you are around them and when you are discussing making changes to what is still their home.

We hope these tips are helpful as you search for your new home. Keep in mind, one of the most important decisions you make before completing the purchase is hiring a home inspector! Don’t make any final decisions without having your home inspected first. You can schedule your inspection right here on our website.

technology trends in real estate

Top Technology Trends In Real Estate: Look Out

Technology expands across all industries, and real estate is no inspection. In fact, technology is making significant impacts on the real estate market. Here are some of the top technology trends in real estate to look out for in 2018!

Remote Home Control

Have you seen the new Samsung ad for the fridge that connects to your phone? One person can be at home writing things directly on the fridge door and you will receive that message directly on your phone! Now that is impressive technology. New equipment like this is making universal home control a standard in new homes. Managing lights, locks, even A/C vents from your phone or iPad will become a common practice.

The Use of Drones

The use of drones in real estate is already gaining in popularity. Home inspectors are using them in their home inspections. Real estate agents are using them to generate videos for a listing. The list goes on. Drones give a dramatic and effective experience of seeing a home, without actually seeing it. This technology is truly fantastic and will only increase in usefulness in the real estate industry.

Smart Systems throughout the Home

Similar to a universal home system, homebuyers today are also looking for smart home systems throughout the home. These include smart thermostats that self-control to optimize energy efficiency. Another would be a smart water system. These systems control aspects such as determining exactly how much water needs to be used to water your grass or will automatically turn off when it rains. The goal of smart systems is to become the most energy efficient on the most automatic scale possible.

These are just three of many emerging patterns and desires in today’s homebuyers. As a home inspector, we love to implement technology where we can. Anything to improve our home inspections. We use infrared lights to detect water leaks or water damage. We also use a pool leak detector to examine the state of the pool. If you need a home inspection be sure to give us a call or you can schedule your home inspection right here on our website!

home inspections

5 Questions Every Home Buyer Should About Home Inspections

Home inspections tend to come with a variety of questions. New home buyers might find themselves feeling nervous or anxious about their home inspection. Here are five questions you can ask to help ease any uneasy feelings you might have.

Who should choose your home inspector?

Will you rely on your real estate agent to choose your inspector? Should you ask for multiple referrals? All of these are good options but no matter what referral you receive you should always do your own research. Look at reviews, check out their website, and don’t be afraid to call to shop around.

What is the most important thing a client can do?

The biggest mistake you can make is not showing up for your home inspection. Sometimes you may need to let the homeowner know you will be attending the inspection, but they should also expect you to. Being at the inspection gives you the opportunity to ask any questions you might have about findings from the inspection.

What if the inspector misses something

A good inspection will check everything in and around the home. You can always ask your inspector about their procedures if something is later found that was missed during the inspection. If you discover something after you move in, the first person you want to call is your home inspector.

What happens if a major issue is found?

Most home buyers are worried about their inspection because they are worried about the inspector finding a major issue. However, even if a major issue is uncovered it doesn’t specifically mean the sale is thrown. You would rather know about a big issue before you complete the purchase. More than likely, you will be able to work out a deal with the homeowner.

What if something happens to a house between inspection and closing?

Something happening to the house between an inspection and closing is a rare occurrence. However, most sales contracts require the homeowner to keep the home in the same condition it was as the day of the inspection. So this means if something does go wrong, it will be the seller’s responsibility to fix it. You will have a chance on your final walk through of the home to make sure everything is as promised.

We hope these questions will help to ease your anxiousness as you go through the process of purchasing your home. We are always willing to answer any questions you might have or provide support during our inspections. You can schedule your inspection with us on line right here on our website.

insurance fraud

What Is Insurance Fraud: Don’t Be Fooled

Insurance fraud is the act of using false information to received undeserved compensation by your insurance company. Insurance fraud can be committed in many ways. Unfortunately, as a home inspector, we run into homeowners that don’t understand the seriousness of this offense. Here are the three most common requests we deny that would result in home insurance fraud.

Using old reports

Some homebuyers will ask us to use old reports as part of our documentation for a home inspection. However, using outdated reports is considered falsifying a home inspection report. Our job is to show up at the home and inspect the home in its current condition. We cannot use an old report, even if it is only a few years old.

In Florida, codes are constantly updated. What was once allowed three years ago may not be allowed today. Homebuyers may think their home is up to code only to find out the new code now disqualifies them. This can be really upsetting news, and we understand that. But, we still have to do our job. We still have to let you know when something in your home needs to be fixed. We will never use an old report just to pass your inspection.

Overstating the value of the home

When you buy a home you hope that you will get some equity out of the home. We understand that. Even so, overstating the value of a home is a type of home insurance fraud. When we inspect your home we want to give an accurate estimate of the value of your home in the condition it is in. We will even detail what you can renovate or fix and estimate how much the value will increase.

Our goal is to help you be as informed about your home as possible. Whether you are using us for a pre-listing home inspection or a home inspection before you complete the purchase. We want to make sure you are completely educated about your home, as well as any issues or concerns.

Missing information on the inspection report

Sometimes a homeowner will request we leave something off the report because they intend on fixing it right away. This is especially common when a homeowner is conducting a pre-listing inspection or an inspection to receive a discount on their home insurance.

Be that as it may, asking us to leave information out of a report is a type of home insurance fraud. And simply put, we won’t do it. Even if you have clear intentions of fixing an issue in your home – do yourself a favor and fix it before the inspection. We cannot report that something has been addressed unless we see that is has with our own eyes. We cannot write a report built on “promises”.

Divinity Inspection Services takes insurance fraud very seriously. We are always on the homeowners side and we always want to be helpful. That being said, we will not help you commit insurance fraud and we would hope that you wouldn’t ask us to. If you are looking for an honest and truthful home inspector who will give you as much detail about your home as possible, then that’s us! Schedule your home inspection here today.

hurricane prep

Tampa Hurricane Prep: We Did Good

Some might say we got lucky, some say it doesn’t make sense. According to one meteorologist, it was the and of God why Tampa got off so easy. We were expecting a direct hit from an intense hurricane and yet, what we experienced was mild. To say the least. We did good Tampa. And just in case, here’s what you need to know for the next hurricane prep.

The earlier you prep, the better

We ran out of a lot of things. We ran out of sand for the sandbags, gas for the cars, water in the stores, and plywood for boarding up our home. The people who decided to go ahead and get what they needed early are the ones who suffered the least. Lesson learned, the sooner you get what you need, the better.

Prepping for no power or water is difficult

I can honestly say the most difficult effect of the storm was losing power and water. Some were without power and water for almost a week. Others didn’t even lose power or water. Now that you’ve had the experience you can prepare even better. For those that didn’t, here’s what you need to know: everything takes longer to do and it will get hot pretty fast. I suspect more people will be investing in generators.

Hold on to your plywood

While we’ve dodged a bullet, hurricane season isn’t over quite yet. We’ve still endured the effects of flooding in various areas around Tampa Bay and we have seen what others have endured as a result of the hurricane. Before you quickly rid your home of your hurricane supplies, wait for the end of the season. You can also hold on to your supplies for a rainy day.

Divinity Inspection Services will inspect your home rain or shine. While we don’t recommend scheduling a home inspection during a hurricane, sometimes learning about a home best is during a storm. Schedule your home inspection online or give us a call to answer any of your questions!