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home buyer program

First-time home buyer program now includes Home Inspection

We may be able to learn a lesson from the federal Department of Housing and Urban Development in Glens Falls. Their new home buyer program now requires a home inspection as part of the application process. According to the Department, the inspection rule is in response to a tendency for first-time home buyers to decide on a house based solely on price, not condition, and then not be able to pay for the repairs necessary to keep it in livable condition.

Why are home inspections still just an option?

We have heard horror story after horror story of home buyers running into major repair issues in their new home. These issues at the very least could have been expected if the home buyers had an inspection done on the home first. In Florida there are many incentives and first-time home buyer programs. Some of them even include money towards the down payment. None of them require more than learning about the home inspection process.

Home inspections should be a requirement and a decision you make before you complete any purchase on a home. Every single home, even new builds, have the potential to need repairs. If for nothing else, a home inspection will give you a heads up of what to expect instead of a sudden major issue with a heft repair bill.

It’s your choice, so make the right one.

A home inspection should be as necessary as a down payment. Some banks might require a home inspection, but don’t depend on them to make that decision for you. Sellers may take the initiation to get a move-out home inspection or even a pre-listing home inspection. In these cases we still recommend scheduling your own home inspection. You can contact Divinity Inspections anytime for a residential or commercial property inspection.

holiday cleaning checklist

The Holiday Cleaning Checklist

If you are the one hosting a holiday party, then you might already be thinking about your holiday cleaning checklist. Keeping a home organized, much less clean, during the Christmas season can be very challenging. Especially if you have young ones running around and contributing to the mess. Some may even attempt to de-clutter their home before the end of the year to start off on the right foot. Either way, this checklist should get you moving in the right direction. This holiday cleaning checklist can help you get and stay organized, create a sparkling clean home in time for gatherings, or de-clutter your house before the year is up.

One Up and Two Down

Some holiday gifts can replace something you already own. Unfortunately, many times we forget to get rid of the item replaced. You end up with two coffee makers or five sets of pajamas. This year, when you get one item try getting rid of two. This will not only make sure you replace an item, it also helps you to de-clutter. If your child received new socks, find the old or outgrown ones and throw them out.

Not Everything has to go Up

Even an attic full of decorations doesn’t mean the house has to be full of decorations too. This year, especially if you are showing your home for sale, keep the decorations to a minimum. Keep some decorations put away and just use the minimal on both the inside and the outside.

Oosoujii

Oosoujii is a Japanese holiday dedicated to de-cluttering and cleaning the home. The last week of the year is spent focusing on the home. In Oosoujii, each year is seen as separate and distinct, the final week of the old year is devoted to cleaning, decluttering and organizing.

We hope these little tips get you moving in the right direction. There are many tasks you can add to your holiday cleaning checklist and these are only a few to get you started. We do home inspections all throughout the holiday season and you can make an appointment with us directly on our website.

Sources:

http://organizedhome.com/seasonal-spin/cut-clutter-after-christmas

Show your home during the Holiday Season

How to Show your home during the Holiday Season

If you are showing your home during the holiday season it can be a little tricky. Between holiday decorations, parties, and deterring home theft, the holidays can make it all that much harder. Have no fear, we are here to help! Follow some of these tips to show your home during the holiday season and also have peace of mind.

Keep decorations to a minimum

If you love to saturate your home in decorations during the holidays, you will want to hold off on it. A lot of decorations can be overwhelming and distracting for any person interested in viewing your home. Decorating also means leaving out some of your potentially valuable stuff for grabs. Avoid all of this by decorating very little. You can even wait until a week before Christmas to stop showing the home, decorate, and enjoy the season. You still have control and what you do should be what works best for you.

Curb Appeal vs. Curb Safety

You may never have thought about it, but decorations can also be a hazard. This wire lines, extension chords, and decorations across your walk-way can actually be a tripping hazard. The last thing you want is someone who is viewing your home to trip over things as they walk in.

Selling during the Holiday Season

Many sites claim selling your home through the holiday is great timing! But this also means you need to have excellent pictures and videos of your home. As home-buyers start their process doing online searches, you will want your home’s pictures to stand out! Don’t skimp on this area. Make sure your home is immaculate before taking any pictures.

Comfy and Cozy

Have you ever stepped into a home that just feels cozy? The house makes you want to wrap up in a blanket and sit in front of the fireplace? This is the feeling you want to evoke, especially during the winter and holiday season. Light the fireplace, light some candles, bake some cookies, and decorate a Christmas tree. Create that comfy cozy feeling people will enjoy!

We hope this little tips help as you work your way through the holiday season. Don’t forget Divinity Inspections is still working too so give us a call when you are ready to schedule your pre-listing home inspection or your pre-purchasing home inspection!

home inspection

What happens if your Home Inspector misses something?

Finally you are in the last stage of purchasing your home and you are jumping through the last hoop: a home inspection. Many home-buyers find the home inspection process very stressful. The idea of finding something wrong with your new home that could potentially hinder the buying process is not fun. Even worse, what happens if your home inspector misses something?

Start with the right home inspector

Getting through the process calmly has a lot to do with trusting your home inspector. Remember he’s on your side! Not only is Divinity home inspectors going to find and explain any issues in detail, we’re going to do everything we can to offer you advice or guidance in how to fix your home issues. Either way, make sure you choose a home inspector that has a lot of good recommendations and a good reputation.

Attend your home inspection

Attending your home inspection is really important. Not only might it calm your nerves, but attending will also allow your inspector to point out anything they come across that is concerning. If you notice an inspector hesitate at the idea of your presence during the inspection, that is a big red flag! Any inspector should be very comfortable with the home buyer or home owner present during their inspection. Remember, it’s your job to make the most our of your home inspection.

What if your home inspector misses something?

Most home inspectors are not going to miss any major issues with your home, however it could happen. Sellers are required to disclose any major issues with the home before they sell it. If they don’t, proving they did would be more costly than it’s worth. You can bring the issue up to the home inspector. As long as you used one with decent liability insurance that covers more than just the cost of the inspection, odds are decent you’ll be compensated for any damages. Again, you’ll have to prove it. For example, if the inspector said the roof was in good condition, but there was a leak months later during a big storm, you would have to prove that nothing happened in the intervening time that damaged the roof.

Divinity Inspection service not only are fully licensed, but our inspectors are trained not to miss anything. We encourage you to attend your home inspection and we take the time to walk you through everything we do. You can schedule your inspection right here on our site!

home inspection

The Face Value of a Home Inspection

What is the face value of a home inspection? Instinctively you might say the answer depends on who you ask. What you may not realize is the real face value of a home inspection depends on your home and you! Not only that, but your home inspector plays a huge role in the value of your home inspection.

What if I asked you how much your car was worth, retail? Now if I asked you how much you would sell it for, that answer will probably be different. What you are willing to sell for vs. what you know your car is worth are two different numbers. This is the case for most things in life, and a home inspection is no exception. So, what is the real face value of a home inspection?

For any home buyer, the purchase of the home is highly dependent on the home inspection report. A good home inspection can save you from having to replace the roof, replace the water heater or another appliance. It can also help you avoid purchasing a home with potentially disastrous issues, like replacing all of the electrical or plumbing. We are talking tens of thousands of dollars in repairs! You may pay $500 (or less, or more depending on the size of the home) and it could save you thousands and thousands of dollars. Now that is a return on your investment.

Home buyers want the home inspection to report no major issues. Because the goal is to make sure no major issues exist in the home, this somehow has become a reason to expect home inspections to cost less. You get what you pay for and that goes for your inspection. Why would you pay less for a home inspection when the risk is so big? So we come back around to the important question – what is the face value of a home inspection? Now that you have all of this information you may find that your answer has changed.